Getting your mortgage is just one part of a real estate transaction. C.S. Nelson Co. Real Estate is experienced at assisting new and experienced in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of buying and selling.

Let C.S. Nelson Co. Real Estate assist you in financing a new home in Columbus.

Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with some reputable mortgage lenders in Columbus, and they've helped me recognize some things that will make the process of applying for a loan a snap.

1 – Organize a list of questions regarding your loan program

Be sure you bring a list of questions if you don't fully grasp the ins and outs of all the various loan programs. One of my lenders or I will be able to assist you with understanding the advantages and disadvantages of both programs, because it is a challenge to understand the differences between both fixed and adjustable rate mortgages.

2 – Decide when to lock

When you lock in a rate, the lender is guaranteed to hold to the interest rates for the loan – normally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between application and closing. Buyers who decide to float believe that interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Getting a loan requires lots of paperwork, so you should take some time to get your documents together. Click here to see normal questions you'll have to answer on a loan app.

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